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Sixteen Year Old Loses Life in Single Car Crash
On 07-12-06 at shortly after midnight, the Sheriff's Office received a 9-1-1 call regarding a crash that was in the area of Duncan and Howell Roads. The location, in unincorporated Jackson County, is northeast of Grain Valley, Missouri. Upon the Deputy's arrival, the calling party stated that she was on her way home when she observed the car crashed with its lights still illuminated, so she called 9-1-1 and went to get her husband nearby in an attempt to help the driver.
Preliminary investigation of the crash indicates that the driver was traveling east on Duncan Road when he attempted to maneuver a left (northbound) turn on to Howell Road. The driver then lost control of the 1990 Toyota Celica that he was driving. It traveled across the roadway, impacted with an embankment on the east side of the roadway, and ultimately came to rest on its passenger side. The driver appeared to be the sole occupant of the vehicle and was pronounced dead at the scene. He is identified as16-year-old Justin Beazley of Grain Valley, Missouri. It is unknown at this time if he was wearing his seat belt.
There were no signs of alcohol or drugs being a factor in the crash at the scene, although toxicology results must be obtained prior to ruling that out. At this time, speed appears to be the major factor in the crash. An estimated speed is expected to come within the next few days. STATISTIC: According to statistics released by MoDOT's Highway Safety Division, drivers ranging from 16-20 years old accounted for the most crashes in the State of Missouri - over 14% of all licensed drivers involved in a crash. Unfortunately, those drivers accounted for the most fatality crashes as well.
Speeding-Related Crashes Is Estimated To Be $40.4 Billion Per Year
Speeding is one of the most common factors to traffic crashes. The economic cost to society of speeding-related crashes is estimated by NHTSA to be $40.4 billion per year. In 2004, speeding was a contributing factor in 30% of all fatal crashes, and 13,192 lives were lost in speeding-related crashes.
Definition:
The amount of the loss which the insured is responsible to pay before benefits from the insurance policy are payable.
Subrogation
Definition:
The process in which an insurance company, after paying a loss to its insured, recovers the amount of the loss for damages (plus the insured's deductible) from the legally liable party.
Gap Insurance
Definition:
Insurance that pays the difference between the actual cash value of a vehicle and the amount still to be paid on the loan. Some gap policies may also cover the amount of the deductible.
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